When you are about to compare auto insurance rates, you have probably just received your latest bill from your current insurance, and the price hike has prompted you to start looking fro new rates.
The first thing that would be a good idea to do, is to find your current auto policy declaration page, so that you have the exact coverage so you can compare apples to apples.
You can then go to a website such as einsurance, and enter all of the pertinent information that the website requests. Then once the information is entered, you will get rates from various companies, allowing you to compare rates and benefits. Keep in mind that if you request different benefits from different companies, your rates will differ in accordance with those differences.
However, since your plan up to this point is to merely check and see if you can find quotes that will give you similar coverage as you currently have, for less money. This puts you on the right track to do just that.
There is another authority website and it would not hurt to run the same quotes through that website as well, just to see if the quotes come out the same or similar in price. That would confirm that you are getting true numbers when you compare auto insurance rates.
The next step is purely optional, because once you have had the chance to compare auto insurance rates online, you can go ahead and apply with most companies right over the computer.
The next step however, could really pay off. With your rates in hand, give a local auto insurance broker a call and tell him what you just did, and set an appointment. Many times a local broker will have contacts that aren’t on the typical computerized quote systems, and their rates and benefits can be just as good or better. It never hurts to ask.